Friday, May 26, 2017

Electronic Gambling machines – All-out war on 4 million people in the UK

Nearly 4 million people in the UK identify as gambling addicts or at-risk gamblers
(Source: Gambling Commission – gambling participation in 2016)
 
The narrative from the gambling industry and others that says it’s all the individuals fault, that it is simple bad choice to spend more than you can afford is simplistic, dangerous, and worrying.
 
If we have 4 million people in the UK wandering around our streets not in control of their actions then we had better all go home and put the shutters down.
 
It is nonsense talk.
 
I want to separate ‘treatment’ from the rest of this discussion because in that context it is important for the individual to take responsibility to stop gambling because frankly if they don’t no-one else will.
 
In the context of the gambling industry it is all out war on 4 million people in this country.
 
They have meticulously, purposely designed a cradle to grave system to deprive 4 million people of their time, money, and dignity for profit.
 
It is an absolute scandal.
 
The machines are omnipresent, you cannot escape them.
 
They are online and offline, in the bookmakers, on your phone, in amusement arcades, on your notebook, in the bowling alley, on your tablet, in the bingo halls, in the casinos, in the fish & chip shop, in your head, all day, every day, in work or out of work, at home or out of home.
 
The narrative is that they are ‘FUN’, a harmless, benign, leisure pursuit that creates jobs and pays its taxes. The people behind the operators have used their wealth to infiltrate the government, regulator, banking, to create the narrative and write gambling policy and regulation.
 
Who else could construct ‘responsible gambling’ as a credible policy statement? It’s about as responsible as taking all of your weekly food money, chucking it into a wishing well and asking for your children to be fed!
 
Every day up to 4 million people will like zombies caught up in some non-stop game craze seek out their next fix, be it in the online casino or on the fixed odds betting terminals in shops out of sight in the high street.
 
It stinks. This is dirty money that is stolen from the 4 million people who least can afford to spend it. At the same time these people are immersed into a fantasy land that can take years to escape from; years of time lost. Along the way of course many people are hurt from the lying and cheating, stealing and plundering to find the money for the next fix. And the emotional toil is immense too; families despair, and break-up, unable to cope with the consequences of an addict constant money problems and inability to lead a normal life.
 
The industry have designed and navigated legislation to place their product into every age category from birth to death. They advertise non-stop through media promoting the big wins, and the fun participating in this exciting world.
 
The gambling industry know that for this 4 million group they just need to get as many of them in to the fast paced world of high speed play, and participation that will keep them locked into play until they are broken.
 
It’s been designed that way. It’s all-out war on 4 million people.


Wednesday, May 24, 2017

CALL TO ACTION TO challenger banks to offer a card product with block for gambling transactions.

 UPDATE: 15th June 2017.

Please respond to this survey to provide your views on a bank account with a card blocked to gambling transactions and with a £30 daily cash withdrawal limit.

When considering the price point consider how much the card could save you from gambling relapses.

The product is primarily aimed at gambling addicts and those at risk of but remember as a husband / wife you may have concerns about your partner and this product could be good for family finances as a preventative tool.

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Original Post:

Twelve years on from the Gambling Act 2005 and there is still no effective method of self-exclusion from online gambling or using your debit / credit card to fund gambling transactions other than the will power to abstain.
How can this be possible when two of the three licensing objectives that underpin the gambling legislation state:
  • Ensure that gambling is conducted in a fair and open way.
  • Protecting children and other vulnerable people from being harmed or exploited by gambling.
Self-exclusion is in demand.
The numbers requesting self-exclusion from gambling operators have exploded to 1.1 million requests in 2016, double the numbers seen in 2014.  (Source- Sun Newspaper 13th March 2017)
This number will likely continue to increase with the current light touch regulation of the gambling industry in the UK and the continued promotion of gambling as a ‘fun’ activity through 24/7 advertising.
The problem with operator self-exclusion is that the gambling addict goes and opens a betting account elsewhere a couple of weeks later and relapses.
Cutting the finance off is the most effective way to help someone self-exclude.
The challenger banks are already prevalent in the underbanked market and they have the technology to solve this social problem. 
There is a business case for them too and I will happily lend my expertise in this area having campaigned for well over ten years now to find a solution in this space.
Nearly 4 million people in the UK identify as gambling addicts or at-risk gamblers and need help to take control of their finances. (Source: Gambling Commission – gambling participation in 2016)
Come on Challenger banks, step up and take this on. Offer a card product that blocks gambling transactions and restricts cash withdrawals to £20 daily.