Consequences of gambling.

Not wanting to bore anybody with unnecessary details, I have several mortgages because the bank rolled my gambling debts into various mortgage loans to give me the chance to pay back over a longer time period. 


Unfortunately I have not been able to get on top of the huge amounts of money I wasted gambling. In my last major relapse I lost more than 100,000 Euros over a few months, all of it borrowed money.

The end result is that my wife and son and I no longer live together for practical reasons as we are living at parents.

Groundbreaking scientific research by Dr Luke Clark, Cambridge University shows that a gambling addicts brain is differently wired, and we know today that gambling is an illness. 


Gambling operators and financial institutions and their attitude to problem gambling represents something like the drug dealers attitude to the crack addict.  
Governments need to jump off the cash train as well and wake up to the devastating consequences of problem gambling to society and do more to prevent it. There are organizations and individuals out there with ideas that will make a difference.

"We must not give only what we have, we must give what we are."
Cardinal Mercia

Dear Mr. Franklin,

last full payment on mortgage account Nr. 001/118037/08-001/000 , VS: 1125634722 is registered on 30th Sept 2011, so based on delinquency and defaulted other mortgages for longer period (over 570 days past due) we decided to accelerate all loans.

If we would not get repaid our loans till end of April 2012 we will start formal process of voluntary auction afterwards. (Anouncement; reviewed new expert evaluation by auctioneer, etc, etc.)

Regards,

Mgr. Marek Jakab
vedúci oddelenia
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VÚB, a.s.
Manažment rizikových pohľadávok
Mlynské nivy 1, 829 90 Bratislava 25
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